The rates and fees appearing in this Schedule are subject to change. If you have any questions or require current rate and fee information on your accounts, please call the credit union.

Share Account Fees
Christmas Club Account
First Early Withdrawal Fee
dollar amount equal to all dividends credited to account since opening
Second Early Withdrawal Fee
$5.00 and the account closes
Individual Retirement Account
Opening, Closing or Transferring Fee
$10.00 per occurrence
Annual Maintenance Fee
$15.00 per year
Re-open Closed Account
(within one year of closing)
$10.00 first occurrence,
$25.00 each occurrence thereafter



Checking Account Fees
Overdraft Check Fee
$5.00 per item
NSF Check Fee
$25.00 per item
Negative Balance Fee
$5.00 per day after 5 days
Stop Payment Fee
$25.00 domestic
Share Draft Printing Fee
Prices may vary
depending on style
Checking Account Closure Fee
$10.00
(if not closing all accounts)



Other Service Fees
Account Reconciliation Fee
$10.00 per hour
Account Research Fee
$10.00 per hour
Statement Copy Fee
$1.00 per page
Deposited Item Return Fee
$10.00 per item
Wire Transfer Fee
(incoming/outgoing)
$20.00 domestic
Money Order Fee
$1.50 each up to $1000.00
Inactive Account Fee
$3.00 per quarter,
after twelve (12) months
Cashier's Check Fee
$2.00 per check
Draft Copy Fee
$2.00 per check
Returned Mail Fee
$5.00 per item
Notary Public Fee
FREE - no charge
Postage Stamps
Current USPS rate
Members Financial Network
Free access via our Site
Automatic Payment
FREE - no charge
SYBIL Telephone Teller
FREE - contact us for start up
Perfect Teller Home Banking
FREE - contact us for start up
Discounted Movie Tickets
Prices vary
Discounted Amusement Park
Tickets (when in season)
Prices vary
Visa Gift Cards
$2.50 per card



Electronic Funds Transfer Fees
Nonproprietary ATM
Withdrawal/Transfer Fee
$1.00 per withdrawal/transfer
NSF Debit Card Fee
$25.00 per item
NSF ACH Fee
$25.00 per item
NSF ATM Fee
$25.00 per item
ATM Withdrawal/Transfer Fee
Three withdrawals/month
$1.00 each
Three (3) ATM Withdrawals
Per Month
No charge for first three (3)/
$2.00 each after
ATM Overdraft Fee
$5.00 per occurrence
ACH Overdraft Fee
$5.00 per occurrence
Debit Card Overdraft Fee
$5.00 per occurrence

 

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