rates
Rates effective quarter ending December 31, 2009

*Rates are subject to change without notice.

APR = Annual Percentage Rate
APY = Annual Percentage Yield

**Fees could reduce earnings

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Rates effective quarter ending 12/31/09 to ?

*Rates effective for today's date, can change daily.

APR = Annual Percentage Rate
APY = Annual Percentage Yield

share.2

Rates effective quarter ending December 31, 2009

*Rates are subject to change without notice.
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